Fees & insurance

Money, talked about plainly.

Therapy is an investment, and you deserve to know exactly what it costs before you begin. No surprises, no fine print.

Individual therapy

$160+

50-minute sessions, weekly to start. Reduced-fee spots from $110.

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Couples therapy

$190+

60–75 minute sessions for partners, weekly or biweekly.

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Teens & families

$170+

50-minute sessions plus parent updates and family sessions.

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Online therapy

Same

Video sessions billed at the same rates — no premium for convenience.

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Using insurance.

We’re in network with several major plans, including Aetna, Cigna, Optum/United and Anthem Virginia. Before your first session, we verify your benefits and tell you your exact copay or coinsurance — in writing.

Out of network? We provide monthly superbills you can submit for reimbursement; many PPO plans cover 50–80% of our fees after deductibles. Our team will walk you through the one phone call it takes to check.

Check my coverage

Reduced-fee spots.

Every month, each Tidewater therapist holds at least one reduced-fee opening for students, early-career folks and anyone whose budget is tight right now.

Ask about availability in your consultation — no lengthy application, no proof of hardship, just an honest conversation about what works.

Ask about reduced fees

Billing, simply.

A card on file is charged automatically after each session, and receipts arrive by email the same day. Insurance copays are collected the same way once your plan is verified.

Give us 24 hours’ notice and there’s no charge — rescheduling is always free. Later cancellations are billed at the full session fee.

Yes — twenty minutes, no card required, no obligation. It’s how we make sure we’re the right fit before any money changes hands.